Prudential
Life Insurance
Life
Insurance from Prudential
Thinking about what happens when you die isn't pleasant, it
is something that has to be addressed. Especially if you have
children.
Choose Your Cover with Prudential
Prudential can help you decide how much cover your family
will need. And how long you want the cover to last (it generally
has to be a minimum of five years). If the unthinkable should
happen and you die during this period, Prudential will pay
the chosen lump sum to your family.
But
if you are diagnosed as having a terminal illness, the lump
sum can be paid earlier to help you plan your family's future.
This applies if you are expected to die within 12 months of
diagnosis, and there is at least one year remaining on the
term of the policy.
It
is worth considering placing the policy in trust. This will
help speed-up the settlement of the claim and ensure that
the benefits are paid to the right person. The lump sum payment
from this policy will not form part of your estate and therefore
will not be liable to Inheritance Tax.
How much life cover do I need?
Calculate the amount you require by using the calculator,
found in the financial toolbox on the Prudential website.
Subject
to age and minimum cover requirements you can increase your
cover at any time by taking out an additional policy. On the
birth or adoption of any children, you can increase your cover
without any more medical evidence.
For
further information on Prudential life insurance visit the
Prudential website.
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