Optional
Extras
Life insurance policies always have optional extras: Waiver
of premium, if you cannot follow your normal job because of
injury or illness, the insurer will pay your premiums to maintain
the benefits under the policy.
Critical
illness provides insurance cover against the risk of you having
a serious illness such as a heart attack or even cancer. If
you develop one of the illnesses listed in the insurance policy
a lump sum or sometimes a regular income for a set period,
will be paid.
This
insurance can be bought on its own or as an addition to endowment,
whole life or term insurance.
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